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But now it pays only 0.65 per cent for savings between £50 and £499, and 0.7 per cent for higher amounts.. When it was part of the Leeds Permanent Building Society product range, it was a top payer and was promoted in TV ads featuring George Cole in his Minder role. The internet price comparison website today lambasts banks and building societies for misleading savers with accounts that sound lucrative but pay next to nothing in interest. The research highlights the Lloyds TSB Instant Gold account and Scarborough SuperSaver account, which pay just 0.9 per cent and 0.75 per cent AER respectively - far less than their names might suggest. w.kay independent.co.uk. And first-time buyers itching to get in on the market may be tempted in rather than wait any longer.Depending on whether - and when - we see further rises in interest rates, I predict that we will see house prices going up again by the end of the year. Would-be sellers who can postpone a move are more inclined to take their property off the market if they sense that prices are softening.

Many people are either on holiday, planning holidays or looking back on holidays: with a few exceptions, house-hunting is not top of the priority list.But the publication of the Nationwide survey figures, and others such as Halifax, have their own impact on the market. While Nationwide Building Society and Halifax came out with downbeat figures for housing prices during August, I sense there may still be some life in the boom yet.The trouble is, as happens with all markets where there has been a prolonged rise, a queue develops of doomsters praying for the crash. We know it's going to happen, the mantra goes, so let's get it over with.We then find that every wobble is greeted by a growing chorus of "boom over". But the bad news for the Cassandras out there is that there is an even greater number of people with a vested interest in higher prices or in getting on the housing ladder.It is worth bearing in mind that August is an odd month.

And while George Bush and John Kerry run one another so close in the US Presidential election race, many investors will prefer to hug a gold bar than a share certificate.Nothing but a temporary lull in the price-boom Do not be fooled by this week's headlines proclaiming the end of the house-price boom. While it is never wrong to take a profit, my hunch is that the gold price has further to go, and investors should think in terms of holding on until at least the end of the year.Uncertainties continue to dog Iraq, despite the installation of a locally based government. Ultimately, though, redress will rest with the Financial Services Compensation Scheme.* The rally I predicted in the gold price a month ago duly materialised, taking it up from $390 an ounce to $410 at one stage, before eventually taking a breather at $406.So far, so good: but, as ever, the question is where it goes from here. It has stepped up its monitoring of financial consumer products and will take complaints on 08457 300 168.But the best defence against the cowboys undoubtedly lies in the public's own hands. That means taking the time and trouble to inform and educate yourself to ask the questions that will set alarm bells ringing: if it looks too good to be true, it probably is.Meanwhile, those wronged by Aaron should write first to KPMG Corporate Recovery at 8 Salisbury Square, London EC4Y 8BB. So the Woolwich Plan gives investors only two-thirds of any gain.No regulator can pick up scandals before they happen, so we are only talking about how quickly they will swing into action.

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